A car accident can lead to devastating consequences. You may sustain an injury, experience pain, go through long-term recovery, and face financial stress. After a serious injury, you may not know how to go about the legal process. You may not be aware of your rights and options to recover compensation for your losses. Thankfully, a skilled car accident attorney can answer any question you may have during an initial consultation with them. You can visit their website to learn more about what they do and how they can help you with your case. Keep reading to know more about the legal process following a car accident:
Fault Determination
In the state of Florida, parties who sustained injuries in a car accident should turn to their car insurance for coverage under their PIP policy. If the accident causes more severe injuries or the PIP benefits are not enough to cover the financial losses, claimants can bring a claim against the at-fault driver’s insurer. To determine fault in a car accident, evidence like the accident report, physical evidence, witness statements, photos or videos of the accident scene, and medical records must be reviewed. If the cause of the crash is not clear, an attorney can work with a reconstruction expert to come up with simulations about the possible cause of the accident.
What Happens if the At-Fault Driver is Not Insured?
Any Florida registered car must carry PIP insurance of at least $10, 000 and property damage liability coverage of $10, 000. If the driver who caused the accident does not have insurance, you must bring a claim against your Uninsured Motorist insurance coverage, but only if you purchased it.
Your attorney can examine your insurance policy to identify possible coverage. Also, they can explore if other parties should be held responsible for the accident or whether you should bring a lawsuit against the at-fault driver.
The Statute of Limitations
In Florida, you can file a car accident lawsuit within two years of the accident against the at-fault driver. Not filing within this timeframe means giving up your right to financial recovery. This makes it even more important to work with an attorney as soon as possible after a crash. This way, your attorney can collect all necessary evidence, review your case, and file a claim or lawsuit for you before the deadline expires. They will make sure you won’t lose your chance to secure the full amount of compensation you are entitled to.
